Welcome to Lay-Buys, the leading marketplace for buyers and sellers where products and services can be purchased via deferred payment plan solutions.We also integrate affordable, flexible, secure, and scalable deferred payment plan solutions into your website shopping cart check-out zone Our sophisticated flagship SDK is PUT IT ON LAY-BUY and is powered by PayPal PUT IT ON LAY-BUY enables online shoppers to pay-off a product or service via a down payment and up to 3 monthly instalment paymentsMerchants however only deliver the product or service after receipt of the final instalment paymentThis effectively increases sales and radically improves cash flow where all the customer monies are paid directly into your PayPal account.All sellers need to be a PayPal business.