Swissquote holds a banking licence and is submitted to the supervision of the Swiss Financial Market Supervisory Authority (FINMA). Swissquote Bank also is a member of the Swiss Bankers Association.As Switzerland's principal online bank, Swissquote manages accounts in CHF, EUR and USD (and in virtually all other currencies on request), pays interest on CHF and foreign-currency accounts, acts as custodian for all types of securities, advances secured loans, advises on the investment of liquid funds in term deposits and money-market investment funds, keeps banking correspondence in safe custody and offers a choice of three credit cards. It operates a three-level access identification system.